In today's economy, the high cost of living and growing education expenses, a number of students are unable to pay for higher education. In such circumstances, many ask, where can I get a student loan? Student loans are being offered by the federal government as well private banking institutions to help aspiring students pay for education and fulfill their academic goals. Stafford loan, Graduate PLUS loan, and the Perkins loan are among the top need based loans being offered. Loans are the leading financial aid programs that have made higher education a reality despite inflation and ever growing tuition costs.